Loan Repayment Assistance (PICAP)

The UC Hastings Public Interest Career Assistance Program (PICAP) is designed to aid and encourage Hastings graduates who choose careers in public interest legal organizations or government agencies by assisting with repayment of qualifying, outstanding education loans. The intent of PICAP is to help graduates overcome the potential financial barrier that loan repayment may cause recognizing the disparity in salary between corporate employment and public interest. The College is pleased with its lineage of graduates who choose to use their skills and talent to serve in the public interest and is committed to supporting PICAP ensuring that its loan repayment assistance is significant and meaningful. This commitment is strengthened each year as the terms of the program and the annual budget are reviewed.

IBR (Income Based Repayment) PSLF (Public Service Loan Forgiveness) PICAP

IBR (Income Based Repayment) PSLF (Public Service Loan Forgiveness) PICAP compliments the new Federal Public Service Loan Forgiveness program (PSLF). The IBR/PSLF PICAP will assist in repayment of all Federal Loans borrowed for study at UC Hastings. These loans include Direct Subsidized and Unsubsidized Stafford, Direct Graduate PLUS and Perkins Loans (via Federal Consolidation). The Department of Education will forgive any remaining loan balance after 10 years (120 on-time, qualifying payments). Beginning with the Class of 2012 all new PICAP entrants will enroll in IBR PSLF PICAP and position themselves to receive Federal PSLF.

2013 IBR/PSLF PICAP information, calendar, and forms

IBR Consolidation PSLF Tips

Traditional PICAP (Available to the Class of 2011 and earlier)

2013 Traditional PICAP information, calendar and forms

For additional information on PSLF, IBR, or the PICAP programs, please contact Linda Bisesi, Assistant Dean and Director for Financial Aid at 415.565.4624.

References

Department of Education

• Public Service Loan Forgiveness
• Public Service Loan Forgiveness Program Questions and Answers
• Income Based Repayment
• Income Driven Repayment Request Form
• Public Service Loan Repayment Employer Certification
• Repayment Estimator

Equal Justice Works

• Public Service Loan Forgiveness
• PSLF Checklist
• Income Based Repayment
• Tips for getting started with IBR and Public Service Loan Forgiveness

Finaid.org

• Public Service Loan Forgiveness
• Income Based Repayment